Homeowners associations are much more prevalent today than perhaps a few decades ago. Today, if you buy a condo or a townhouse or even many average single-family homes; like it or not, you are most likely part of an HOA community. That means there will be several fees that you will have to pay in…
Category: Real Estate
Deferral vs. Forbearance: Know the Difference in Your Options for Postponing a Student Loan Repayment
Student loan borrowers seeking student loan consolidation should exercise caution when switching lenders mid-way. There may be no savings when it comes to consolidating your student loans unless you save a substantial amount of money each month. Yes, consolidation can slightly improve your interest rate and you may be able to extend your loan term…
Cash flow generation without cash – Formula 5 "Flip paper"
You’ve heard of moving houses, right? This has become well known in recent years, mainly due to many seminars teaching real estate “gurus”, book writing, selling tapes, and so on. There have even been some negative connotations from various forms of government; Mainly because they don’t understand it, but rather they believe and do what…
Loan Modification Process: Details of the Cascade Method and How It Applies to Your Loan
The loan modification process involves a standard method of loan modification to new affordable monthly payment terms. This is called the Cascade Method and its use is required under the Treasury Department’s loan restructuring plan. This plan is called HAMP – for the Affordable Housing Modification Program. When your lender reviews your application, part of…
The Australian Colonial Arabian Horse and Endurance Riding
The type of Arabian horse was unchanged from around 1800 BC. C. until the XX century d. During the first three millennia of its existence, the Arab was a war horse, and this dictated the type. The Australian Colonial Arab descends from early desert breeding imports, often via Blunts (early Crabbets), with the notable addition…
A basic idea about the valve and its types
We have come across pipes everywhere that efficiently transport large amounts of liquids and gases (collectively called fluids). But they need a regulatory body to decide the amount of flow and to start and stop the flow for its efficient operation. Here, the valves come into the picture and are the regulating body that controls…
Buying a circular saw
Looking for a new circular saw? Am. I have a cheap old one that I bought at Home Depot about 10 years ago and has almost had it with my torture. So now I am looking at my options for buying a new circular saw. Am I going wireless? How much will I use it?…
Should landlords accept tenants with pets?
One of the interesting discussions I have with property owners is about pets and whether they should accept them. It’s a hot topic so I thought I’d lay out the pros and cons and some of the things you can do to offset the potential risk of accepting pets. 60% of Americans have pets! To…
4 benefits of hiring a drywall contractor
It is not easy to work on a drywall project, even if you are very experienced as a DIY enthusiast. If you are going to work on a home renovation project that requires the services of a drywall contractor, you are on the right page. In this article, we are going to discuss some of…
Are wooden mobile homes the latest trend?
We have come a long way from the stereotypical mobile homes that we are used to seeing on television. They are no longer considered cheaper than a house but more permanent than an apartment. We don’t look at them as last-resort swellings. These homes offer us the best in portability and style, and the most…